Insurance &
Liability

We handle the legal and tax aspects of collective and individual pension commitments for self-employed individuals and employees.

Our expertise with insurance companies, pension funds, and brokers includes:

• Research and development of second-pillar pension regulations (group insurance, EIP/IPT, PLCI/VAPZ, CPTI/POZ, INAMI/RIZIV, disability coverage, …),
• Insurance taxation,
• Support for operational and commercial teams and their internal training,
• Consultations on cross-cutting issues (seizures, bankruptcy, inheritance rights, divorce, anti-discrimination, medical acceptance, social security systems, freedom to provide services abroad, …),
• Compliance and relationship with prudential authorities.

SMEs and self-employed individuals also consult us in case of rejection of the deductibility of their pension premiums (80% rule).

Additionally, we assist our clients in disputes related to civil or contractual liability.